Lumpsum Calculator: Calculate Future Value of One-Time Investments

A lumpsum calculator helps you determine the future value of your one-time investment, considering factors like expected returns and inflation. It's perfect for planning large investments and understanding their long-term growth potential.

Investment Summary

Invested Amount

₹150,000

Total Interest Earned

₹239,061

Future Value

₹389,061

Inflation Adjusted Value

₹389,061

Year-wise Growth Projection

123456789100100000200000300000400000
  • Balance
  • Inflation Adjusted

Year-wise Investment Breakdown

YearBalance at Year StartInterest EarnedBalance at Year EndInflation Adjusted Balance
1₹150,000₹15,000₹165,000₹165,000
2₹165,000₹16,500₹181,500₹181,500
3₹181,500₹18,150₹199,650₹199,650
4₹199,650₹19,965₹219,615₹219,615
5₹219,615₹21,962₹241,577₹241,577
6₹241,577₹24,158₹265,734₹265,734
7₹265,734₹26,573₹292,308₹292,308
8₹292,308₹29,231₹321,538₹321,538
9₹321,538₹32,154₹353,692₹353,692
10₹353,692₹35,369₹389,061₹389,061

About the Lumpsum Calculator

Lump Sum Calculator provides you the power to determine amount at end of year that will be equivalent to your lump sum investment in terms of future value when inflation is taken into effect. The lump sum calculator assists investors to determine the future value of lump sum investment over certain timeframe after inflation is taken into effect on purchasing power.

Key Features:

  • Calculate the future value of your lumpsum investment adjusted for inflation
  • Interactive input sliders for easy adjustment of investment variables
  • Year-wise breakdown of investment growth with inflation adjustments
  • Visual representation using interactive charts

How to Use:

  • 1. Enter your one-time investment amount
  • 2. Input the expected annual return rate
  • 3. Specify the expected annual inflation rate
  • 4. Choose the investment tenure in years
  • 5. View the calculated results and projections

Advantages of Lumpsum Investments

Potential for Higher Returns

By investing a larger amount at once, you can potentially benefit from market growth right from the start and maximize the power of compounding.

Market Timing Advantage

When you identify a good investment opportunity, lumpsum investing allows you to take full advantage of favorable market conditions.

Legal and Regulatory Considerations

Lumpsum investments in India are regulated under various Acts and Regulations framed by Securities and Exchange Board of India (SEBI), Reserve Bank of India (RBI) and other financial bodies.

  • • SEBI Guidelines for mutual fund investments
  • • Taxation laws and capital gains implications
  • • Banking regulations for fixed deposits
  • • Real estate investment regulations under RERA